About Us
Our Story
Shaamilkar is building one of Pakistan’s most accessible and transparent fintech platforms, offering flexible installment solutions for e-commerce purchases. We partner with a growing network of merchants and financiers to make productive and high-value items — like smartphones, e-scooties and future-ready products — more affordable through monthly payment plans with no hidden fees. Our platform is designed to empower individuals and businesses by providing Shariah-aligned, hassle-free financing options that promote financial inclusion and responsible credit access. With upcoming verticals focused on education, mobility, and digital access, Shaamilkar is committed to reshaping how Pakistan shops, pays, and progresses — one easy installment at a time.
Corporate Information
Company Information
Name: Shaamilkar Financial Services
Status: Private Limited Company
CUIN: 0272573
Date of Incorporation: 29th October 2024
Tax Information
Name: Shaamilkar Financial Services
National Tax Number: F343640-2
License Information
License Number: SECP/LRD/166/SFSPL/2024
General Contact Information
Email support@shaamilkar.com
Phone Number +92 316 9992226
Registered Address: Delta 5, COLABS NASTP, Cantt Lahore, Pakistan

Vision
We envision a future where financial services are accessible to all, promoting inclusion across every segment of society. Our goal is to scale access to productive consumer goods by offering simple, direct financing solutions that eliminate unnecessary intermediaries and streamline the path to ownership. By encouraging responsible spending, credit building, and participation in a digital, documented economy, we aim to empower individuals and drive sustainable economic progress.
Mission
We strive to enhance financial accessibility and inclusion by leveraging digital solutions to facilitate essential consumer goods. Our mission is to empower underserved communities through Shariah-aligned financing options and to foster financial confidence by delivering services that are transparent, user-friendly, and reliable.
Our Team
Umar Iftikhar Butt
Founder
With decades of experience in capital markets, finance, and entrepreneurship, Mr. Umar brings strategic leadership and deep financial expertise to Shaamilkar. He has built and scaled ventures across telecom, healthcare IT, and fintech, and has been instrumental in establishing Shaamilkar as a licensed microfinance entity focused on financial inclusion and innovation.
Awad Umar
Chief Product Officer
Awad specializes in business development, credit operations, and financial analysis. With a multidisciplinary background spanning finance, policy, and technology, he has worked on product development, credit assessment, and strategic partnerships. At Shaamilkar, he focuses on scaling growth, enhancing credit frameworks, and developing financial products.
Arif Mehmood
Chief Technology Officer
Mr. Arif is a seasoned technology and systems expert with a strong background in enterprise solutions, project management, and digital transformation. He has led large-scale tech implementations and R&D initiatives, and now drives Shaamilkar’s digital infrastructure and partnerships with logistics and tech platforms.