About Us

We strive to enhance financial accessibility and inclusion by leveraging digital solutions to facilitate essential consumer goods. Our mission is to empower underserved communities through Shariah-compliant financing options and to foster financial confidence by delivering services that are transparent, user-friendly, and reliable.

We envision a future where financial services are accessible to all, promoting inclusion across every segment of society. Our goal is to scale access to productive consumer goods by offering simple, direct financing solutions that eliminate unnecessary intermediaries and streamline the path to ownership. By encouraging responsible spending, credit building, and participation in a digital, documented economy, we aim to empower individuals and drive sustainable economic progress.

Shaamilkar is building one of Pakistan’s most accessible and transparent fintech platforms, offering flexible installment solutions for e-commerce purchases. We partner with a growing network of merchants and financiers to make productive and high-value items — like smartphones, e-scooties and future-ready products — more affordable through monthly payment plans with no hidden fees. Our platform is designed to empower individuals and businesses by providing Shariah-aligned, hassle-free financing options that promote financial inclusion and responsible credit access. With upcoming verticals focused on education, mobility, and digital access, Shaamilkar is committed to reshaping how Pakistan shops, pays, and progresses — one easy installment at a time.